Real Estate Resources

Secrets of How to Avoid Foreclosure
Selling Your Home

Secrets Of How To Avoid Foreclosure

There are thousands of foreclosures in the U.S. each month. Many lose their homes needlessly - it does NOT have to happen to you! You CAN Avoid Foreclosure! There are alternatives that can quickly eliminate your stress and frustration. You can save your home and the equity you have spent so many years accumulating.

The purpose of this Special Report is to provide you with answers to the most frequently asked questions about refinancing, explaining why bankruptcy is NOT the best solution, and offering other insights into the foreclosure laws.

The Home Solution Group realizes that bad things can sometimes happen to good people. Oftentimes, it's just a temporary setback and all you need is a second chance. Your current mortgage company doesn't give "second chances," but WE DO!

We work each and every day to prevent properties from going back to the bank, and people's credit record from being devastated. We can usually negotiate a resolution with the current mortgage company to allow us to bring your payments current. We then make the monthly mortgage payment on the house for a short period of time and ultimately pay off the loan.

In the meantime, your credit is actually being repaired at absolutely no expense to you since the payments we make don't come out of your pocket. However, the fact that the payments are being made is reflected on your credit report and your mortgage credit will show the status as "paid as agreed"! That's the best type of account rating there is!!!

Read On To Learn More!

You Don't Have to Give up Your Equity!
If you have a substantial amount of equity, we try to allow you to keep as much as possible. We don't have to ask for a deep discount to buy your house. Even if there is no equity in the house, we can still probably work it out. Although we are in the business to make a profit, we don't have to get rich off any particular house. We know that if we make a just a little on each house, and do it again, and again, and again, we'll be okay.

Can't I just file bankruptcy to stop the foreclosure?

Yes, filing bankruptcy will stop the foreclosure process - but only temporarily. Bankruptcy is NOT a cure to your problems - it will only add to them. By filing bankruptcy, you will get even further behind in your payments. Eventually, you will get to the point of no return - where it will be impossible to save your home. A bankruptcy will be a blemish on your credit report for a long, long time.

Only through refinancing can you:

• Save Your Home
• Save Your Equity
• Save Your Credit

Consider Your Alternatives
You could do nothing and lose your home AND all the equity you have in your home. After the foreclosure sale you may be forced to vacate the property in as little as 3 days*. Where would you go?

We will make a fair offer to buy your home - for CASH and allow you some time to

find a new home without the pressure to move quickly. Cash will allow you freedom to make choices and puts YOU in control of your future!

The Bottom Line
The longer you wait to make a decision, the harder it will be to stop the foreclosure. Once you receive the Notice to Accelerate your loan, you only have 21 days* before the foreclosure. You must act quickly! If you do nothing, you will lose your home and your credit record will be devastated!

Contact us today at 1-800-408-0162 or e-mail us to make an appointment to discuss your options! You can also fill out our on-line form to get ahead of the game!

*Foreclosure laws vary from state to state.

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Trying to sell your home can be a nightmare! And, after reading this Special Report, you may very well have a qualified buyer… Us! My name is Randy DeHetre and I am an investor with The Home Solution Group. While I can't promise you we will buy your house, I can tell you we're constantly looking for and buying nice homes like yours from other folks in this area. We are well-qualified to buy your home, and very interested in doing just that. As you read this report, you'll get a good general idea of what we look for.

First of all, we're not Realtors, but private individuals, like yourself.
People who have never tried to sell a home themselves just don't seem to understand all that's involved: the details, the time, the waiting, the ads that never seem to make the phone ring. Having strangers walking through your bedroom. Strangers that feel obligated to pick apart the most trivial features of your interior decorating tastes. People who smile and nod and act serious, but never call back.

It can be a much bigger hassle than you ever thought possible... in fact, it can easily turn into your worst nightmare!
Like I said, we're not Realtors, but we do know what homeowners go through when they try to sell their home. You may still be in the "thinking about it" stage. Maybe you've already tried listing your house with an agent... maybe you haven't decided you're ready to go that route yet.

While it can't hurt to list with a Real Estate agent or broker, by the same token, do they ever seem to have the same "feel" for your house as you do? After all, if you had a computer sitting in your office loaded with thousands of nice beautiful houses of all shapes, sizes and price ranges... what kind of real "selling" would you actually do?

Would you really go all out and work on selling one particular customer's house? Or would you pick out a selection of several houses for your prospective buyers, hoping to land them on one... any one... of the many homes you'd selected?

Come on... you'd go with the numbers. After all, you don't have any personal liability if the seller's house sits an extra week or two... and there's always the next customer. And the next listing. But then, you're no Realtor, either.

That's why more and more folks have gone the "For Sale By Owner" route: you buy your sign, you place your ad, you show your home. You wait. You call back the lookers and leave messages on their answering machines. Maybe you actually get a live one, and write up an agreement! Several weeks pass. You start thinking something's going wrong. Financing?! But it's supposed to be the buyer's job to get a loan, not yours! Right! Can you tell I've been there? Right back on square one, with a beautiful new house, priced right and not a clue on how to make it go away. Looking down the barrel of a deadline to move. Sometimes, the reasons people sell their home are great ones... a new job, a transfer, building or buying another home.

Sometimes the reasons aren't so good at all... bankruptcy, divorce, foreclosure.

Thinking about selling can quickly become waiting to sell... and it's amazing how fast "want to" can become "have to." Whatever the reason, it puts you in a pickle.

What if I were sitting at your dining room table right now, and told you we wanted to buy your house...? No sweat on the credit... in fact, we may very well close with all cash. No problem with the non-assumable loan. No problem catching up any payments in arrears. Would you perk up a little if that were the case?

I don't know how much you owe, how much it's worth, or any of that. Those details can be handled when I am at your table. What I do know... and what you should know, is... If you call or email us and give us the facts, we'll either tell you on-the-spot we can't help, or come and leave you with one or more offers... within 24 hours.

With your property, we'll probably structure several options, and let you choose the one that best suits your needs. The purchase price will be sufficient, I guarantee it. We will immediately take the financial burden of any monthly mortgage payments off your back, and we'll also take care of any fix-ups or maintenance, regardless of how minor or serious. What's more, we'll close when you're ready.

You see, we've found we can make a profit on homes that even real estate agents have passed up... because we personally handle the whole process. When we agree to purchase your property... we take it seriously... we treat your house like our very own. Your situation literally becomes our own. And, frankly, I don't know how to make it work any other way.

You Can Get On With Your Life!
Look, like I said earlier, people sell homes for various reasons. Maybe it's a new job that requires a move, and they don't want to carry double house payments. Maybe it's a company down-sizing that creates the problem. It could be bankruptcy for foreclosure... or they could have won the lottery. Perhaps they want to build... they're tired of the same old neighborhood... they need something bigger, something smaller. It could be death or divorce... or marriage or birth.

Whatever it is, the house has become something to move beyond. To sell, to put behind you, so you can get on with the business of living your life.

I'm not a cynical person... this is reality. Granted, I don't know your particular reasons for selling, but I do know how to get your house closed as quickly and professionally as possible. In fact...

Here's The Game Plan To Sell Your House Quickly:
After we agree on the purchase price, and verify the amount you owe on the mortgage, if the circumstances are right we may pay all cash at the closing. If not, we may work out monthly payments for a period. Whichever way you go... you get immediate relief from your monthly obligation to your mortgage company.

Please don't misunderstand or assume that we have to "steal" your house, or that you need a lot of equity for me to be interested. We've worked with all kinds of circumstances and have been thoroughly trained to create solutions after so-called "experts" have given up and quit.

Again, if you call or email in the facts we'll tell you within 24 hours or less if we can help. Now that we've got that clarified, allow me to give you a few examples of how we might help.

In many cases, we may come to closing with the ability to pay off your mortgage, and you receive your equity at that time. Other times a purchase deferral program makes more sense. (I'll explain the details in a minute.)

The best part is, your loan doesn't even have to be assumable. Regardless of the type of loan - assumable, non-assumable, assumable with qualifying, FHA, VA, Conventional - we have a program that works for all transactions. We take care of your monthly payments, take on all responsibility for maintenance and upkeep of your property, and liquidate your asset, before it becomes a liability! Now seriously, does it get any better than that? As I stated before, our program can work in any situation. We'll create the solutions, and you pick the one you like best!

There's just no way a single Report could possibly answer every question and every need you may have... consider this an overview. If it strikes a nerve... if you find you're in a position with your home that doesn't seem to be going anywhere, one you think we could possibly help solve, contact us today. Contact us by phone at 1-800-408-0162, email, or fill out our on-line form.

You won't get some sales pitch. We'll answer any questions we can right away. We can only provide a solution if you call, so call today!

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